
The Credit Repair Process
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Credit Consultation
- Our credit specialists will complete a detailed analysis, review your credit profile with you and come up with a game plan to help you achieve your credit goals. We’ll answer any questions you may have about the process.
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The Enrollment Process
- Once you subscribe to our program you will gain access to our client portal, where you will be able to track your progress & upload necessary documents. The complete enrollment process is less than 10 minutes.
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Trust the Process
- Once we have completed the consultation and the enrollment process you will be assigned a credit specialist from our team who will be working on your credit profile each month. We will dispute all of your negative, erroneous and obsolete items with all 3 credit bureaus. While we are working on getting deletions the focus will be on building your credit profile. We will show you how to build and maintain positive credit, utilizing the key factors in the “Credit Pie”.
Our Goal is not only to help increase your credit scores but to increase your financial literacy and understand the Power of Credit! We are both passionate and committed to helping you reach your credit goals
There are over 43 million Americans with less than a 599 credit score.
We at Transform U Enterprises has helped clients to remove negative items from all 3 credit bureaus. If you’re ready to purchase your dream home, purchase a new vehicle, or remove any collections, charge-offs, medical bills, bankruptcies, late payments, inquiries, from your credit reports, our team is here to help!
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WHY CREDIT MATTERS?
Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve you credit will help save you money.

CREDIT FACTS
There are five factors in determining your credit score:
Payment History 35%
Amounts Owed 30%
Length of Credit History 15%
Taking on More Debt 10%
Types of Credit in Use 10%
